Our payment plans

Make buying a breeze. Pay as little as 1% now and spread the rest over 6, 9, 10, or 12 months with no interest.

Pay in instalments

0% APR representative interest free credit

With our chosen partner, Divido, our simple payment plans allow you to spread the cost of your purchase over 6, 9, 10, or 12 months with as little as 1% deposit.

All we require is a spend of £500 or more.

The application process is simple, takes around 5 minutes to complete online, with a decision made in less than 30 seconds of completion.

If you decide to take advantage of our instalment plans, here’s everything you’ll need to know.


Representative example

Whether you love the Bolia Scandinavia sofa or are lusting for a classic, like the Fritz Hansen Egg chair, you can make budgeting a little more flexible.

Let’s take the Bolia Scandinavia 3 seat sofa, costing £1,859. You decide you’d like to make a 15% deposit and want to make repayments over 12 months.

Your deposit is £278.85, with credit arranged on the balance of £1,580.15. With our fixed 0% interest rate, you can make 12 monthly repayments of £131.68 – a total payable of £1,859.

How it works

Step one

Add the products you love to your basket and choose ‘Finance’ at checkout.

Step two

Complete the online application and wait 10-20 seconds for the credit decision.

Step three

Once approved, we’ll process your order and deliver the goods to your home address.

Who's eligible for finance?

Finance is offered subject to status. Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:

• Be a UK resident
• Be over 18 years of age
• Have 3 years of UK address history
• Be working at least 16 hours per week
• Have a valid phone number and email address
• Delivery address must be to the address you put on your finance application (billing address)


Nyde is a trading name of Freely Creative Ltd, who are authorised and regulated by the Financial Conduct Authority. Freely Creative Ltd is registered in England and Wales, 07279436. Registered office: 11 Laura Place, Bath, BA2 4BL.

Credit is provided by Divido Financial Services Limited (‘Divido’) and is authorised and regulated by the Financial Conduct Authority. Credit is provided subject to age and status. For more information, please visit divido.com

Ways to get in touch

Chat with us

Talk to a real person

Mon-Fri 8.30-6pm GMT
Sat 10am-2pm GMT
Sun 10am-2pm GMT

Call us

020 8004 5657

Mon-Fri 8.30-6pm GMT
Sat – Closed
Sun – Closed

Email us


Mon-Fri 8.30-6pm GMT
Sat 9am-5pm GMT
Sun 10am-4pm GMT